Empower Your Finances with Stone Finance

Your powerhouse for professional and dominating financial solutions. Whether it's property, vehicle, personal, or business financing, we simplify the process, ensuring you get the right loan with ease. Our expert team is dedicated to helping you conquer your financial goals. Choose Stone Finance for straightforward, dominating success in every step of your financial journey.

PROPERTY FINANCE

"Unleash Your Real Estate Ambitions"

Navigate the world of property ownership with Stone Finance. Our tailored property finance solutions empower you to secure your dream home or invest wisely. Let Stone Finance be your key to unlocking real estate success.

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VEHICLE FINANCE

"Drive Your Dreams with Stone"

Rev up your aspirations with Stone Finance's vehicle finance options. Whether it's a sleek new ride or a reliable set of wheels for your business, we make vehicle ownership accessible and hassle-free. Hit the road with confidence, backed by Stone Finance.

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BUSINESS FINANCE

"Fueling Your Entrepreneurial Journey"

Elevate your business aspirations with Stone Finance's comprehensive business finance solutions. From startup capital to expansion plans, we provide the financial support needed to dominate your industry. Partner with Stone Finance for a thriving business future.

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PERSONAL LOANS

"Your Path to Financial Freedom"

Achieve your personal milestones with Stone Finance's tailored personal loan options. Whether it's pursuing education, planning a dream vacation, or handling unexpected expenses, our personal loans offer the financial flexibility you need. Experience financial freedom with Stone Finance.

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Property Finance

We understand how overwhelming it can be purchasing a property. Our experienced team are here to simplify the process for you.

> Home Loans
> Investment Loans
> Refinancing
> Guarantor Loans
> Construction Loans
> First Home Buyers Loans

We know that no two situations are the same when it comes to seeking property finance. This is why going through a broker is beneficial if you want competitive mortgage rates, the ability to compare home loan lenders, and have non-biased mortgage finance products presented to you.We have access to a selection of home loan lenders, ranging from the “Big Four”, to Non-Conforming property finance lenders to help cater to your specific situation.With some of these property finance lenders, we rank prime status- which means often times, we are able to negotiate home loan rates down to find you a better deal than you would going direct to your local bank.

What is involved when applying for property finance?

After you have spoken to one of our brokers about your financial situation and objectives, we will require some documentation which will be used to ascertain your ability to repay the home loan. This is vital in ensuring the success of your financial proposal, as we will not submit your application to a home loan lender, unless we are confident in its suitability for you, and that it will meet the lender’s requirements.When applying for property finance, there are certain things to consider. One of which is the amount of deposit you are required to provide. This amount ranges from lender to lender and is relative to the property value or purchase price. Some lenders on our panel accept a deposit of as little as 5%.

What is involved when applying with a guarantor?

If you are looking to obtain a loan using a guarantor, they will need to provide a property acceptable to the bank, to secure against your loan.By using a guarantor, you can essentially borrow 100% of the purchase price, with some lenders who will also cover the cost of fees and Lenders Mortgage Insurance (LMI).

Property Finance

Navigating property purchases can be overwhelming, but with Stone Finance, it's a simplified journey just for you.

OUR OFFERINGS:

> Home Loans
> Investment Loans
> Refinancing
> Guarantor Loans
> Construction Loans
> First Home Buyers Loans

WHY CHOOSE STONE?

With Stone Finance, you get:
-Competitive rates
-Lender comparisons
-Unbiased mortgage options

Our Network

From the "Big Four" to specialized lenders, we ensure better deals tailored for you.

Applying Made Easy

Discuss your goals, provide necessary documents – we handle the rest for a successful application.

Deposit Insights

Deposit amounts vary, some lenders accept as low as 5%. Guarantor loans even allow borrowing up to 105%, covering extra costs.Stone Finance isn't just simplifying property finance; we're shaping a customized path to your real estate dreams.

Vehicle Finance

Whether you are looking to purchase a small run-around, your first car, or a supercar, our team are ready to help. Our panel of lenders offer flexible car loans, low rates, and in most cases, approval within 24-48 hours.

> Car Loans
> Low Doc Car Loans
> Tailored solutions

A car loan is essentially a personal loan secured against a vehicle. This vehicle will be used as collateral for the car loan.Whether it is for a new or used car or work vehicle, purchasing from a dealership or a private seller, we have lenders available to suit your needs.

What is involved when applying for vehicle finance?

After speaking to one of our brokers about your financial situation and objectives, we will require some documentation used to determine the likelihood of the lender’s approval and will also be used to support your vehicle finance application.We also offer low-doc car loans for people who are self-employed, where no tax returns are required.Once your car loan application is submitted, in most cases we will hear back from the lender within 24-48 hours with your approval.If you are purchasing from a car dealership, an invoice is required before funds can be released.If you are purchasing a used car through a private seller, a vehicle inspection is required (this can be done relatively quickly, by the seller online) before the funds can be released.

Vehicle Finance

Whether you're eyeing a compact city car, your first vehicle, or dreaming of a high-performance machine, Stone Finance is here to make it happen. Our range of lenders offers flexible car loans, competitive rates, and, in most cases, quick approval within 24-48 hours.

VEHICLE FINANCE SOLUTIONS

> Car Loans
> Fast Loan Approval
> Low Doc Car Loans

Understanding car loans

A car loan, essentially a personal loan secured against the vehicle, provides the financing you need. The vehicle serves as collateral, ensuring a smooth process and favorable terms.

Versatile Financing for Your Needs

Whether you're purchasing a new or used car, a work vehicle, from a dealership, or a private seller, we have lenders tailored to your requirements.

Applying for Vehicle Finance

After discussing your financial situation and goals with our brokers, we'll need some documentation to gauge lender approval likelihood and support your application. For self-employed individuals, we offer low-doc car loans, eliminating the need for tax returns.

Efficient Approval Process

Once your car loan application is submitted, expect a prompt response from the lender within 24-48 hours. For dealership purchases, an invoice is necessary before funds can be released. If buying from a private seller, a quick vehicle inspection, often done online by the seller, is required before fund release.At Stone Finance, we're not just facilitating vehicle finance; we're accelerating your journey to owning the vehicle of your dreams.

Business Finance

Business finance helps you realise your business dreams with flexible business finance options.

>Debt Consolidation
>Commercial Property Lending
>Upgrading Asset and Capital
>Expanding Shopfronts
>Business Renovations
>Cashflow Loans

Whether you are looking to upgrade assets and capital, expand shopfronts, business renovations, or boost stock levels, we can help you obtain business finance.Business owners have used our short-term business loans to help in terms of cashflow, overdrafts, unsecured lending, where no tax returns or security is needed.

Business Finance

At Stone Finance, we understand that realizing your business dreams requires more than just ambition; it demands flexible and tailored business finance options. Our suite of business finance solutions is designed to empower entrepreneurs like you.

Our Business Finance Offerings

>Debt Consolidation
>Commercial Property Lending
>Upgrading Asset and Capital
>Expanding Shopfronts
>Business Renovations
>Cashflow Loans

Unlocking Your Business Potential

Whether you're aiming to upgrade assets, expand shopfronts, undertake business renovations, or boost stock levels, Stone Finance is your partner in obtaining the right business finance.

Tailored Business Loans

Our short-term business loans cater to various needs, including:>Cashflow Support: Overcome temporary financial hurdles.
>Overdrafts: Facilitate smooth day-to-day operations.
>Unsecured Lending: Obtain funds without the need for tax returns or security.

The Stone Advantage

With Stone Business Finance, you gain access to a team committed to understanding your unique business requirements. We offer not just financial support but a partnership aimed at realizing your business aspirations.

Streamlined Process

Navigating the application process is simple. After a discussion with our business finance experts, we tailor a solution to your specific needs. Stone Finance's short-term business loans are your key to unlocking the potential of your business without unnecessary complexities.If you're ready to take your business to new heights, Stone Business Finance is here to provide the financial lift you need. Partner with us, and let's fuel your entrepreneurial journey together.

Personal Loans

We have access to a panel of lenders who offer fast unsecured personal loans that are paid directly into your account. With flexible loan terms, anywhere from 12 months to 7 years, and the possibility to pay out your loan early with no additional costs, our team are ready to help achieve your goal.

Whether you need personal finance for home renovations, medical expenses, wedding plans, or home renovations, an unsecured personal loan is a financial option to meet your objectives.

What is the difference between a secured and an unsecured personal loan?

Essentially, a secured personal loan has specific asset/s declared when applying for the personal loan and will be used as security.

Unsecured personal loans on the other hand, is money paid directly into your account without the need to have it secured to a specific asset.

Personal Loans

Embark on your journey to financial freedom with Stone Personal Loans. Our access to a diverse panel of lenders ensures swift approval for unsecured personal loans, directly deposited into your account. With flexible terms ranging from 12 months to 7 years and the freedom to settle your loan early at no additional cost, Stone Finance is your trusted partner in achieving your goals.

Why Choose Stone Personal Loans?

>Fast Unsecured Personal Loans: Quick approval and direct deposit into your account.
>Flexible Loan Terms: Tailored terms from 12 months to 7 years.
>Early Repayment Option: Pay off your loan early with no extra costs.

Achieve Your Goals with Stone Personal Loans

Whether it's home renovations, medical expenses, wedding plans, or any other personal financial need, our unsecured personal loans are crafted to meet your objectives.

Secured vs. Unsecured Personal Loans

Secured Personal Loan: Requires specific assets as security, declared during the application process.Unsecured Personal Loan: Money is deposited directly into your account without the need for specific assets as security.At Stone Finance, we're not just offering personal loans; we're providing a pathway to turn your aspirations into reality. Partner with us, and let's make your financial goals a tangible achievement.

Disclaimer statement: Your complete financial situation will need to be assessed before acceptance of any proposal or product.

Privacy Policy

At Stone Finance Pty Ltd, we are committed to protecting your privacy in accordance with the Privacy Act 1998 (Cth). This Privacy Policy describes our current policies and practices in relation to the handling and use of personal information.

What information do we collect and how do we use it?

When we arrange finance on your behalf, we ask you for the information we need to advise you about your finance needs and your borrowing capacity. We provide any information that the lenders to whom we apply on your behalf require to enable them to decide whether to lend to you and on what terms.We also use your information to enable us to manage your ongoing requirements, e.g. refinancing, and our relationship with you, e.g. invoicing, client surveys etc. We may do so by mail or electronically unless you tell us that you do not wish to receive electronic communications.We may occasionally notify you about new services and special offers, events or articles we think will be of interest to you. We may send you regular updates by email or by post on finance matters. If you would rather not receive this information, please email or write to us.We may also use your information internally to help us improve our services and help resolve any problems.

What if you don’t provide some information to us?

We can only fully advise you about your borrowing capacity and the suitability of a loan if we have all relevant information.

How do we hold and protect your information?

We strive to maintain the reliability, accuracy, completeness and currency of the personal information we hold and to protect its privacy and security. We keep personal information only for as long as is reasonably necessary for the purpose for which it was collected or to comply with any applicable legal or ethical reporting or document retention requirements.We prioritize your privacy at Stone Finance Pty Ltd. Your information is securely stored on servers with strong security measures, including encryption for added protection. Our systems are monitored round-the-clock to detect and respond swiftly to any potential threats. We strictly follow regulations and best practices to ensure your information stays confidential and secure. Rest assured, your data is in safe hands with us.This information may be held by us in electronic form on our secure servers and may also be held in paper form. We may use cloud storage or other types of networked or electronic storage to store the information we hold about you. As electronic or networked storage can be accessed from various countries via an internet connection, it is not always practicable to know in which country your information may be held. If your information is stored in this way, disclosures may occur in countries other than those listed.Overseas organisations may be required to disclose information we share with them under a foreign law. We are not responsible for such disclosure.

Disclosure of personal information overseas

We may hold or process your information on servers located overseas for filtering, hosting or storage purposes, reporting and analytical purposes and for system development testing purposes. If we do this, we make sure that such organisations have the appropriate data handling and security arrangements in place to ensure compliance with this Privacy Policy. While these entities are subject to confidentiality or privacy obligations, they may not always follow the particular requirements of Australian privacy laws.Where your information is sent overseas it is likely to be to one of the following countries:United States
Singapore
Serbia
Philippines

Will we disclose the information we collect to anyone?

We do not sell, trade, or rent your personal information to others.
We may need to provide your information to contractors who supply services to us, e.g. to handle mailings on our behalf or to other companies in the event of a corporate sale, merger, reorganisation, dissolution or similar event. However, we will do our best to ensure that they protect your information in the same way that we do.We may provide your information to others if we are required to do so by law or under some unusual other circumstances which the Privacy Act permits.
How can you check, update or change the information we are holding?
Upon receipt of your written request and enough information to allow us to identify the information, we will disclose to you the personal information we hold about you. We will also correct, amend or delete any personal information that we agree is inaccurate.If you wish to access or correct your personal information please call Stone Finance Pty Ltd on 0452 367 565 or email the Privacy officer at info@stonefinance.com.auWe do not charge for receiving a request for access to personal information or for complying with a correction request.

Your consent

By asking us to assist with your finance needs, you consent to the collection and use of the information you have provided to us for the purposes described above.

Dealing with Breaches

We will deal with Breaches in an appropriate and timely manner. There may be internal and external actions that need to be taken. In taking any action, we will be guided by these steps as suggested by the OAIC on responding to a Breach (whether it is actual or suspected):Step 1: Contain the Breach and do a preliminary assessment
Step 2: Evaluate the risks associated with the Breach
Step 3: Notification
Step 4: Prevent future Breaches

Tell us what you think

We welcome your questions and comments about privacy. If you have any concerns or complaints, please call Stone Finance Pty Ltd on 0452 367 565 or email the Privacy officer at info@stonefinance.com.au

© 2024
Stone Finance Pty Ltd
ABN 69 673 924 153
ACR 554907 is authorised under ACL 384324.
Privacy Policy